Employment Credit
By ensuring that potential hires have good credit, employers gain access to reliable records detailing the candidate’s spending and repayment habits, allowing them to make hiring decisions based on this information. This helps avoid negligent lawsuits.
Employment credit checks show a record of a person’s credit-to-debt ratio and past bankruptcies, providing insight into how someone has managed credit and bill payments in the past—an important indicator for positions where the employee will be handling or managing money. While credit checks for employment do not report credit scores, results may include:
- Names and addresses of current and previous employers
- Notifications of bankruptcies
- A record of the individual’s credit and payment history
- Any unpaid bills turned over to a collection agency
- Other credit inquiries that have been made on the candidate




















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